Get pre-qualified before you make an offer on a home and increase your chances of getting your offer accepted. In today’s fast market, you want to make your offer as strong as possible. Call (858) 605-5887 or apply online to begin the approval process.

When buying a house, you can get pre-qualified or pre-approved. You can typically get pre-qualified over the phone or through our website in a few minutes. You go through a more rigorous process for a pre-approval, which includes verification of your credit, income, assets and liabilities. It is highly recommended that you get pre-approved before you start looking for a house. This will help you to:

• Determine your maximum house value, so you don't waste time looking at properties you cannot afford.
• Get approved for the mortgage loan that best meets your needs and finances.
• Gain a stronger position when you are negotiating with the seller, because the seller knows that your loan is already approved.
• Close quickly, since your loan is already approved.