A Home Equity Line of Credit is a variable-rate, revolving line of credit based on the available equity in your home and other qualifying criteria. Once approved, you can use your credit line for immediate needs or simply keep it in place for the future.

• You can access your line of credit by check or credit card.
• You pay interest only on the amount you use. And our rates are low!
• Interest is usually tax deductible. Consult your tax advisor about the deductibility of interest in your case.
• The line amount is up to 100% of the available equity in your home.
• Home equity financing is most often used for fixing up the house, putting the kids through college, buying a car or consolidating debts.

Home Equity Loan is a fixed-rate loan based on the available equity in your home and other qualifying criteria. You receive the loan amount in one lump sum. These loans are generally geared towards those who have current borrowing needs and want to know what their monthly obligations will be.

• You can take years to repay a home equity loan, and our rates are low!
• Interest is usually tax-deductible. Consult your tax advisor about the deductibility of interest in your case.
• The loan amount is up to 100% of the available equity in your home.
• We serve all types of borrowers, from people with perfect credit to people
  with damaged credit.

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